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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,216 | $148,623-46.0% | $135,974-41.0% | $139,466-42.5% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 21.53% | 79.30%-57.8pp | 68.30%-46.8pp | 373.66%-352.1pp |
| Employer contribution / active EE | $5,738 | $5,246+9.4% | $4,859+18.1% | $4,754+20.7% |
| Participant deferral / active EE | $19,206 | $8,103+137.0% | $7,760+147.5% | $6,712+186.1% |
| Admin fee / account holder | $12,757 | $12,406+2.8% | $10,767+18.5% | $11,409+11.8% |