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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,984 | $160,040-29.4% | $147,096-23.2% | $145,877-22.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.85% | 98.49%-84.6pp | 419.75%-405.9pp | 551.28%-537.4pp |
| Employer contribution / active EE | $5,850 | $5,289+10.6% | $4,936+18.5% | $4,663+25.5% |
| Participant deferral / active EE | $20,527 | $8,429+143.5% | $8,071+154.3% | $6,691+206.8% |
| Admin fee / account holder | $27,245 | $15,050+81.0% | $13,005+109.5% | $13,402+103.3% |