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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,380 | $154,228-20.6% | $145,433-15.9% | $137,256-10.8% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 13.84% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $4,759 | $4,804-0.9% | $4,554+4.5% | $4,156+14.5% |
| Participant deferral / active EE | $16,196 | $8,216+97.1% | $7,897+105.1% | $6,407+152.8% |
| Admin fee / account holder | $3,733 | $14,344-74.0% | $13,129-71.6% | $12,270-69.6% |