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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,877 | $155,555+83.1% | $146,866+94.0% | $155,188+83.6% |
| Participation rate | 94.4% | 84.0%+10.5pp | 82.5%+11.9pp | 80.8%+13.6pp |
| Annual return | 12.33% | 115.41%-103.1pp | 102.85%-90.5pp | 148.84%-136.5pp |
| Employer contribution / active EE | $5,419 | $4,647+16.6% | $4,425+22.5% | $4,248+27.6% |
| Participant deferral / active EE | $13,851 | $8,044+72.2% | $7,759+78.5% | $6,531+112.1% |
| Admin fee / account holder | $45,630 | $14,755+209.2% | $13,620+235.0% | $14,480+215.1% |