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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,877 | $154,228+84.7% | $145,433+95.9% | $137,256+107.6% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.3pp | 80.0%+14.5pp |
| Annual return | 12.33% | 74.59%-62.3pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $5,419 | $4,804+12.8% | $4,554+19.0% | $4,156+30.4% |
| Participant deferral / active EE | $13,851 | $8,216+68.6% | $7,897+75.4% | $6,407+116.2% |
| Admin fee / account holder | $45,630 | $14,344+218.1% | $13,129+247.5% | $12,270+271.9% |