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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,877 | $162,136+75.7% | $152,301+87.0% | $154,746+84.1% |
| Participation rate | 94.4% | 84.1%+10.3pp | 82.4%+12.0pp | 80.7%+13.7pp |
| Annual return | 12.33% | 91.02%-78.7pp | 80.50%-68.2pp | 172.34%-160.0pp |
| Employer contribution / active EE | $5,419 | $4,890+10.8% | $4,624+17.2% | $4,379+23.8% |
| Participant deferral / active EE | $13,851 | $8,341+66.1% | $8,004+73.1% | $6,730+105.8% |
| Admin fee / account holder | $45,630 | $15,759+189.5% | $14,398+216.9% | $14,365+217.6% |