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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,368 | $165,361+35.1% | $149,715+49.2% | $158,950+40.5% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 17.24% | 348.24%-331.0pp | 276.66%-259.4pp | 302.91%-285.7pp |
| Employer contribution / active EE | $3,757 | $5,103-26.4% | $4,645-19.1% | $4,762-21.1% |
| Participant deferral / active EE | $9,163 | $7,182+27.6% | $6,842+33.9% | $5,983+53.2% |
| Admin fee / account holder | $1,328 | $10,808-87.7% | $9,310-85.7% | $11,248-88.2% |