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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,126 | $98,240-52.0% | $82,312-42.7% | $147,586-68.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 56.51% | 30.85%+25.7pp | 25.88%+30.6pp | 578.59%-522.1pp |
| Employer contribution / active EE | $7,962 | $3,192+149.5% | $2,428+227.9% | $4,876+63.3% |
| Participant deferral / active EE | $5,088 | $4,383+16.1% | $3,706+37.3% | $5,439-6.5% |
| Admin fee / account holder | $371 | $8,563-95.7% | $5,608-93.4% | $10,886-96.6% |