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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,243 | $92,219-34.7% | $76,767-21.5% | $135,380-55.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 2.20% | 5.46%-3.3pp | 2.43%-0.2pp | 519.81%-517.6pp |
| Employer contribution / active EE | $4,859 | $3,216+51.1% | $2,485+95.5% | $4,779+1.7% |
| Participant deferral / active EE | $5,007 | $4,508+11.1% | $3,852+30.0% | $5,609-10.7% |
| Admin fee / account holder | $1,233 | $10,749-88.5% | $6,675-81.5% | $10,828-88.6% |