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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,024 | $166,131-30.8% | $164,975-30.3% | $145,877-21.1% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 16.36% | 100.37%-84.0pp | 70.12%-53.8pp | 551.28%-534.9pp |
| Employer contribution / active EE | $2,699 | $5,276-48.8% | $4,343-37.8% | $4,663-42.1% |
| Participant deferral / active EE | $5,808 | $6,962-16.6% | $6,033-3.7% | $6,691-13.2% |
| Admin fee / account holder | $13,462 | $16,648-19.1% | $12,688+6.1% | $13,402+0.4% |