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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,976 | $150,442-78.7% | $136,295-76.5% | $147,585-78.3% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 20.14% | 1049.09%-1029.0pp | 5155.97%-5135.8pp | 578.56%-558.4pp |
| Employer contribution / active EE | $3,382 | $5,256-35.6% | $4,695-28.0% | $4,876-30.6% |
| Participant deferral / active EE | $4,791 | $6,630-27.7% | $6,247-23.3% | $5,439-11.9% |
| Admin fee / account holder | $360 | $10,905-96.7% | $9,243-96.1% | $10,885-96.7% |