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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,925 | $138,114-16.8% | $125,391-8.3% | $134,545-14.6% |
| Participation rate | 54.5% | 84.5%-30.0pp | 82.4%-27.8pp | 81.2%-26.7pp |
| Annual return | -19.70% | 750.88%-770.6pp | 572.41%-592.1pp | 418.37%-438.1pp |
| Employer contribution / active EE | $2,698 | $5,246-48.6% | $4,816-44.0% | $4,742-43.1% |
| Participant deferral / active EE | $7,518 | $7,801-3.6% | $7,448+0.9% | $6,401+17.4% |
| Admin fee / account holder | $6,043 | $11,570-47.8% | $10,009-39.6% | $11,431-47.1% |