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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,945 | $165,399-53.5% | $149,745-48.6% | $158,982-51.6% |
| Participation rate | 63.6% | 84.6%-20.9pp | 82.5%-18.8pp | 82.0%-18.3pp |
| Annual return | 19.46% | 348.34%-328.9pp | 276.72%-257.3pp | 302.99%-283.5pp |
| Employer contribution / active EE | $2,315 | $5,105-54.6% | $4,646-50.2% | $4,763-51.4% |
| Participant deferral / active EE | $6,868 | $7,183-4.4% | $6,843+0.4% | $5,983+14.8% |
| Admin fee / account holder | $4,929 | $10,811-54.4% | $9,312-47.1% | $11,252-56.2% |