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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,224 | $180,459+1.0% | $154,108+18.2% | $135,380+34.6% |
| Participation rate | 53.8% | 87.4%-33.6pp | 83.0%-29.2pp | 82.6%-28.8pp |
| Annual return | 1.54% | 888.21%-886.7pp | 735.21%-733.7pp | 519.81%-518.3pp |
| Employer contribution / active EE | $1,796 | $6,035-70.2% | $5,298-66.1% | $4,779-62.4% |
| Participant deferral / active EE | $5,374 | $5,806-7.5% | $5,081+5.8% | $5,609-4.2% |
| Admin fee / account holder | $308 | $16,145-98.1% | $13,411-97.7% | $10,828-97.2% |