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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,661 | $181,896-52.9% | $156,551-45.3% | $273,972-68.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.25% | 30.74%-29.5pp | 32.23%-31.0pp | 41.46%-40.2pp |
| Employer contribution / active EE | $1,678 | $6,248-73.1% | $5,501-69.5% | $4,869-65.5% |
| Participant deferral / active EE | $5,353 | $5,550-3.5% | $4,871+9.9% | $5,287+1.3% |
| Admin fee / account holder | $22,954 | $15,560+47.5% | $13,028+76.2% | $10,133+126.5% |