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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,732 | $217,432-19.2% | $185,851-5.4% | $167,553+4.9% |
| Participation rate | 64.3% | 86.1%-21.8pp | 81.7%-17.4pp | 82.1%-17.8pp |
| Annual return | 11.02% | 148.43%-137.4pp | 122.11%-111.1pp | 478.89%-467.9pp |
| Employer contribution / active EE | $1,532 | $5,874-73.9% | $5,168-70.4% | $4,840-68.3% |
| Participant deferral / active EE | $3,914 | $6,357-38.4% | $5,569-29.7% | $6,343-38.3% |
| Admin fee / account holder | $3,572 | $19,820-82.0% | $16,245-78.0% | $12,316-71.0% |