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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,635 | $166,131+69.5% | $164,975+70.7% | $145,877+93.1% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 12.22% | 100.37%-88.1pp | 70.12%-57.9pp | 551.28%-539.1pp |
| Employer contribution / active EE | $3,904 | $5,276-26.0% | $4,343-10.1% | $4,663-16.3% |
| Participant deferral / active EE | $17,202 | $6,962+147.1% | $6,033+185.1% | $6,691+157.1% |
| Admin fee / account holder | $63,553 | $16,648+281.7% | $12,688+400.9% | $13,402+374.2% |