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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,231 | $176,786+87.9% | $146,643+126.6% | $167,536+98.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 18.68% | 24.04%-5.4pp | 22.75%-4.1pp | 478.82%-460.1pp |
| Employer contribution / active EE | $5,648 | $5,161+9.4% | $4,137+36.5% | $4,839+16.7% |
| Participant deferral / active EE | $14,559 | $6,440+126.1% | $5,506+164.4% | $6,342+129.6% |
| Admin fee / account holder | $22,580 | $13,262+70.3% | $10,280+119.6% | $12,315+83.4% |