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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,595 | $162,821+62.5% | $133,978+97.5% | $158,982+66.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.64% | 41.95%-26.3pp | 45.10%-29.5pp | 302.99%-287.3pp |
| Employer contribution / active EE | $6,223 | $4,976+25.1% | $3,919+58.8% | $4,763+30.7% |
| Participant deferral / active EE | $12,891 | $5,910+118.1% | $5,047+155.4% | $5,983+115.4% |
| Admin fee / account holder | $792 | $11,742-93.3% | $8,930-91.1% | $11,252-93.0% |