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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,287 | $178,174+94.4% | $156,181+121.7% | $137,256+152.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.04% | 84.19%-67.2pp | 64.87%-47.8pp | 220.34%-203.3pp |
| Employer contribution / active EE | $3,670 | $4,972-26.2% | $4,294-14.5% | $4,156-11.7% |
| Participant deferral / active EE | $17,765 | $6,888+157.9% | $6,132+189.7% | $6,407+177.3% |
| Admin fee / account holder | $887 | $17,404-94.9% | $14,586-93.9% | $12,270-92.8% |