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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,635 | $166,268+69.4% | $165,100+70.6% | $145,897+93.0% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.1pp |
| Annual return | 12.22% | 100.52%-88.3pp | 70.21%-58.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,904 | $5,284-26.1% | $4,348-10.2% | $4,663-16.3% |
| Participant deferral / active EE | $17,202 | $6,964+147.0% | $6,035+185.0% | $6,689+157.2% |
| Admin fee / account holder | $63,553 | $16,659+281.5% | $12,696+400.6% | $13,390+374.6% |