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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,881 | $135,956+50.0% | $123,894+64.6% | $273,972-25.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.85% | 56.63%-45.8pp | 47.52%-36.7pp | 41.46%-30.6pp |
| Employer contribution / active EE | $5,805 | $5,170+12.3% | $4,617+25.7% | $4,869+19.2% |
| Participant deferral / active EE | $18,953 | $6,343+198.8% | $5,984+216.7% | $5,287+258.5% |
| Admin fee / account holder | $12,653 | $9,817+28.9% | $8,357+51.4% | $10,133+24.9% |