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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,966 | $176,105+104.4% | $159,474+125.7% | $167,536+114.9% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 14.78% | 331.91%-317.1pp | 263.68%-248.9pp | 478.82%-464.0pp |
| Employer contribution / active EE | $7,139 | $5,299+34.7% | $4,831+47.8% | $4,839+47.5% |
| Participant deferral / active EE | $20,589 | $7,751+165.6% | $7,353+180.0% | $6,342+224.6% |
| Admin fee / account holder | $159,540 | $12,559+1170.3% | $10,802+1376.9% | $12,315+1195.5% |