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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,802 | $150,447+62.7% | $136,298+79.6% | $147,586+65.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.77% | 1049.15%-1032.4pp | 5156.27%-5139.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $6,010 | $5,256+14.3% | $4,696+28.0% | $4,876+23.3% |
| Participant deferral / active EE | $19,100 | $6,631+188.1% | $6,247+205.7% | $5,439+251.2% |
| Admin fee / account holder | $14,606 | $10,906+33.9% | $9,244+58.0% | $10,886+34.2% |