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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,498 | $73,955+79.2% | $96,520+37.3% | $75,181+76.2% |
| Participation rate | 61.0% | 66.4%-5.4pp | 74.3%-13.3pp | 67.2%-6.2pp |
| Annual return | 18.28% | 26.72%-8.4pp | 35.72%-17.4pp | 160.69%-142.4pp |
| Employer contribution / active EE | $3,501 | $2,930+19.5% | $3,739-6.4% | $2,671+31.1% |
| Participant deferral / active EE | $8,753 | $3,659+139.2% | $4,879+79.4% | $4,126+112.2% |
| Admin fee / account holder | $10,775 | $5,217+106.5% | $6,733+60.0% | $5,650+90.7% |