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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,569 | $64,719+60.0% | $112,249-7.7% | $68,486+51.2% |
| Participation rate | 67.3% | 67.2%+0.1pp | 75.1%-7.8pp | 67.9%-0.6pp |
| Annual return | -19.17% | -11.40%-7.8pp | 27.48%-46.7pp | -7.85%-11.3pp |
| Employer contribution / active EE | $3,424 | $2,747+24.6% | $3,636-5.8% | $2,597+31.9% |
| Participant deferral / active EE | $9,133 | $3,565+156.2% | $4,729+93.1% | $4,028+126.8% |
| Admin fee / account holder | $1,110 | $5,232-78.8% | $6,412-82.7% | $5,404-79.5% |