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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,960 | $63,346-51.1% | $92,240-66.4% | $70,126-55.9% |
| Participation rate | 91.2% | 68.7%+22.5pp | 76.5%+14.7pp | 69.5%+21.6pp |
| Annual return | 19.91% | 530.19%-510.3pp | 176.29%-156.4pp | 73.15%-53.2pp |
| Employer contribution / active EE | $3,010 | $2,471+21.8% | $3,680-18.2% | $2,343+28.5% |
| Participant deferral / active EE | $7,010 | $2,854+145.6% | $3,897+79.9% | $3,332+110.4% |
| Admin fee / account holder | $444 | $3,841-88.4% | $5,194-91.5% | $4,645-90.4% |