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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,335 | $58,311+111.5% | $81,882+50.6% | $80,959+52.3% |
| Participation rate | 71.9% | 63.5%+8.4pp | 72.4%-0.5pp | 67.7%+4.2pp |
| Annual return | 19.83% | 41.85%-22.0pp | 779.47%-759.6pp | 35.67%-15.8pp |
| Employer contribution / active EE | $1,584 | $2,347-32.5% | $2,916-45.7% | $2,757-42.6% |
| Participant deferral / active EE | $3,346 | $3,287+1.8% | $4,323-22.6% | $4,300-22.2% |
| Admin fee / account holder | $15,431 | $4,752+224.7% | $7,360+109.7% | $6,925+122.8% |