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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,335 | $58,258+111.7% | $81,820+50.7% | $80,925+52.4% |
| Participation rate | 71.9% | 63.5%+8.4pp | 72.4%-0.5pp | 67.7%+4.2pp |
| Annual return | 19.83% | 41.76%-21.9pp | 777.93%-758.1pp | 35.65%-15.8pp |
| Employer contribution / active EE | $1,584 | $2,345-32.5% | $2,915-45.7% | $2,756-42.5% |
| Participant deferral / active EE | $3,346 | $3,284+1.9% | $4,323-22.6% | $4,299-22.2% |
| Admin fee / account holder | $15,431 | $4,976+210.1% | $7,391+108.8% | $6,940+122.3% |