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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,249 | $51,638+134.8% | $68,368+77.3% | $82,448+47.1% |
| Participation rate | 70.6% | 63.6%+7.0pp | 73.8%-3.2pp | 68.1%+2.5pp |
| Annual return | 14.77% | 37.53%-22.8pp | 292.57%-277.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,529 | $2,047-25.3% | $2,649-42.3% | $2,551-40.1% |
| Participant deferral / active EE | $2,972 | $2,914+2.0% | $4,123-27.9% | $4,139-28.2% |
| Admin fee / account holder | $7,015 | $4,643+51.1% | $5,150+36.2% | $7,234-3.0% |