Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $43,543 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 26 · EIN 20-8764829 2005 S. BROADWAY · SANTA MARIA, CA 93454 | Advisory (Participants) | $24,603 |
CARON & BLETZER, PLLC1 year Service code 10 · EIN 04-3499945 | Accounting | $4,725 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $1,481 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,043 | $89,241-1.3% | $134,172-34.4% | $79,634+10.6% |
| Participation rate | 13.9% | 47.1%-33.3pp | 72.5%-58.6pp | 62.5%-48.6pp |
| Annual return | 17.67% | 16.69%+1.0pp | 25.30%-7.6pp | 36.46%-18.8pp |
| Employer contribution / active EE | $510 | $1,634-68.8% | $3,420-85.1% | $2,529-79.8% |
| Participant deferral / active EE | $922 | $2,288-59.7% | $4,690-80.4% | $3,835-76.0% |
| Admin fee / account holder | $535 | $1,359-60.6% | $12,016-95.5% | $1,002-46.6% |