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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,457 | $79,557+214.8% | $118,746+110.9% | $70,126+257.2% |
| Participation rate | 97.6% | 71.4%+26.3pp | 78.3%+19.3pp | 69.5%+28.1pp |
| Annual return | 16.44% | 25.64%-9.2pp | 24.54%-8.1pp | 73.15%-56.7pp |
| Employer contribution / active EE | $24,238 | $2,861+747.1% | $4,193+478.1% | $2,343+934.7% |
| Participant deferral / active EE | $5,037 | $4,089+23.2% | $5,332-5.5% | $3,332+51.2% |
| Admin fee / account holder | $12,540 | $5,374+133.3% | $10,720+17.0% | $4,645+169.9% |