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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,351 | $88,042+315.0% | $138,135+164.5% | $79,856+357.5% |
| Participation rate | 97.7% | 71.4%+26.3pp | 78.7%+19.0pp | 69.6%+28.1pp |
| Annual return | 17.51% | 20.58%-3.1pp | 20.51%-3.0pp | 31.71%-14.2pp |
| Employer contribution / active EE | $8,004 | $3,103+157.9% | $5,587+43.3% | $2,471+223.9% |
| Participant deferral / active EE | $8,004 | $4,704+70.1% | $6,431+24.4% | $3,741+114.0% |
| Admin fee / account holder | $17,651 | $7,791+126.5% | $11,856+48.9% | $5,306+232.6% |