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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,148 | $82,882+269.4% | $127,803+139.5% | $72,976+319.5% |
| Participation rate | 97.9% | 71.5%+26.4pp | 79.0%+18.9pp | 69.5%+28.4pp |
| Annual return | 25.20% | 32.20%-7.0pp | 26.14%-0.9pp | 81.02%-55.8pp |
| Employer contribution / active EE | $22,977 | $3,346+586.6% | $4,576+402.2% | $2,440+841.7% |
| Participant deferral / active EE | $5,422 | $4,791+13.2% | $6,023-10.0% | $3,608+50.3% |
| Admin fee / account holder | $19,464 | $6,487+200.0% | $9,399+107.1% | $5,124+279.9% |