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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,554 | $148,623+82.7% | $135,974+99.7% | $139,466+94.7% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 17.31% | 79.30%-62.0pp | 68.30%-51.0pp | 373.66%-356.4pp |
| Employer contribution / active EE | $14,378 | $5,246+174.0% | $4,859+195.9% | $4,754+202.4% |
| Participant deferral / active EE | $7,613 | $8,103-6.0% | $7,760-1.9% | $6,712+13.4% |
| Admin fee / account holder | $2,648 | $12,406-78.7% | $10,767-75.4% | $11,409-76.8% |