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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,121 | $127,387-7.3% | $115,038+2.7% | $125,389-5.8% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | -0.74% | 31.28%-32.0pp | 26.14%-26.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $6,816 | $5,166+31.9% | $4,608+47.9% | $4,866+40.1% |
| Participant deferral / active EE | $7,258 | $6,423+13.0% | $6,026+20.4% | $5,352+35.6% |
| Admin fee / account holder | $13,222 | $9,516+38.9% | $8,175+61.7% | $9,541+38.6% |