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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,592 | $138,102+57.6% | $125,381+73.5% | $134,532+61.7% |
| Participation rate | 95.5% | 84.5%+11.0pp | 82.4%+13.1pp | 81.2%+14.2pp |
| Annual return | -16.47% | 750.73%-767.2pp | 572.31%-588.8pp | 418.27%-434.7pp |
| Employer contribution / active EE | $12,097 | $5,245+130.6% | $4,815+151.2% | $4,741+155.2% |
| Participant deferral / active EE | $6,771 | $7,801-13.2% | $7,448-9.1% | $6,401+5.8% |
| Admin fee / account holder | $433 | $11,568-96.3% | $10,007-95.7% | $11,429-96.2% |