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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,348 | $143,969+82.9% | $199,883+31.8% | $82,637+218.7% |
| Participation rate | 97.1% | 84.1%+13.0pp | 86.8%+10.4pp | 68.1%+29.1pp |
| Annual return | 7.13% | 25.67%-18.5pp | 43.81%-36.7pp | 53.51%-46.4pp |
| Employer contribution / active EE | $8,571 | $4,632+85.0% | $6,261+36.9% | $2,552+235.9% |
| Participant deferral / active EE | $7,143 | $6,937+3.0% | $9,138-21.8% | $4,126+73.1% |
| Admin fee / account holder | $6,097 | $14,597-58.2% | $17,268-64.7% | $7,339-16.9% |