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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,864 | $125,797+54.9% | $170,043+14.6% | $75,173+159.2% |
| Participation rate | 97.0% | 83.6%+13.4pp | 87.0%+10.0pp | 67.2%+29.8pp |
| Annual return | 8.77% | 27.20%-18.4pp | 53.40%-44.6pp | 160.72%-151.9pp |
| Employer contribution / active EE | $6,061 | $4,616+31.3% | $6,790-10.7% | $2,671+126.9% |
| Participant deferral / active EE | $6,305 | $6,838-7.8% | $10,410-39.4% | $4,126+52.8% |
| Admin fee / account holder | $3,650 | $8,177-55.4% | $12,824-71.5% | $5,651-35.4% |