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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,920 | $138,366+72.0% | $184,185+29.2% | $80,911+194.1% |
| Participation rate | 94.3% | 83.9%+10.4pp | 86.8%+7.5pp | 67.6%+26.6pp |
| Annual return | 9.30% | 20.02%-10.7pp | 28.81%-19.5pp | 35.63%-26.3pp |
| Employer contribution / active EE | $14,286 | $4,849+194.6% | $6,426+122.3% | $2,756+418.4% |
| Participant deferral / active EE | $6,349 | $7,074-10.3% | $9,132-30.5% | $4,297+47.7% |
| Admin fee / account holder | $5,382 | $10,484-48.7% | $13,909-61.3% | $6,935-22.4% |