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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,281 | $171,867+41.6% | $149,721+62.5% | $147,586+64.8% |
| Participation rate | 88.2% | 88.2%0pp | 87.1%+1.2pp | 82.8%+5.4pp |
| Annual return | 14.76% | 2113.36%-2098.6pp | 1501.67%-1486.9pp | 578.59%-563.8pp |
| Employer contribution / active EE | $3,066 | $6,275-51.1% | $5,444-43.7% | $4,876-37.1% |
| Participant deferral / active EE | $4,558 | $7,270-37.3% | $6,568-30.6% | $5,439-16.2% |
| Admin fee / account holder | $4,498 | $13,799-67.4% | $11,282-60.1% | $10,886-58.7% |