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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,928 | $184,000+21.7% | $162,185+38.1% | $152,909+46.4% |
| Participation rate | 92.9% | 88.5%+4.4pp | 87.6%+5.3pp | 82.5%+10.4pp |
| Annual return | 14.70% | 150.80%-136.1pp | 115.61%-100.9pp | 345.46%-330.8pp |
| Employer contribution / active EE | $2,356 | $6,370-63.0% | $5,613-58.0% | $4,764-50.5% |
| Participant deferral / active EE | $2,989 | $8,033-62.8% | $7,297-59.0% | $5,851-48.9% |
| Admin fee / account holder | $11,483 | $13,124-12.5% | $10,844+5.9% | $11,601-1.0% |