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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,231 | $153,769+36.1% | $133,975+56.2% | $273,972-23.6% |
| Participation rate | 88.9% | 88.4%+0.5pp | 87.1%+1.8pp | 83.0%+5.9pp |
| Annual return | 9.32% | 36.51%-27.2pp | 29.29%-20.0pp | 41.46%-32.1pp |
| Employer contribution / active EE | $2,955 | $6,029-51.0% | $5,211-43.3% | $4,869-39.3% |
| Participant deferral / active EE | $4,316 | $6,958-38.0% | $6,282-31.3% | $5,287-18.4% |
| Admin fee / account holder | $6,826 | $11,765-42.0% | $9,324-26.8% | $10,133-32.6% |