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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,303 | $102,393+33.1% | $147,041-7.3% | $80,911+68.5% |
| Participation rate | 58.5% | 75.9%-17.3pp | 82.2%-23.6pp | 67.6%-9.1pp |
| Annual return | 21.57% | 134.95%-113.4pp | 419.21%-397.6pp | 35.63%-14.1pp |
| Employer contribution / active EE | $2,152 | $3,715-42.1% | $4,935-56.4% | $2,756-21.9% |
| Participant deferral / active EE | $6,655 | $6,647+0.1% | $8,071-17.5% | $4,297+54.9% |
| Admin fee / account holder | $9,921 | $7,943+24.9% | $13,006-23.7% | $6,935+43.1% |