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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,254 | $76,551+19.2% | $123,894-26.3% | $62,881+45.1% |
| Participation rate | 79.6% | 73.0%+6.6pp | 81.4%-1.8pp | 69.3%+10.3pp |
| Annual return | 5.58% | 18.68%-13.1pp | 47.52%-41.9pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,660 | $2,882-42.4% | $4,617-64.0% | $2,281-27.2% |
| Participant deferral / active EE | $7,938 | $4,840+64.0% | $5,984+32.7% | $3,203+147.8% |
| Admin fee / account holder | $5,444 | $4,826+12.8% | $8,357-34.9% | $4,296+26.7% |