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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,514 | $93,589+34.1% | $135,942-7.7% | $75,181+67.0% |
| Participation rate | 51.4% | 75.2%-23.8pp | 81.9%-30.5pp | 67.2%-15.8pp |
| Annual return | 22.17% | 30.90%-8.7pp | 68.28%-46.1pp | 160.69%-138.5pp |
| Employer contribution / active EE | $1,614 | $3,537-54.4% | $4,858-66.8% | $2,671-39.6% |
| Participant deferral / active EE | $5,998 | $6,405-6.4% | $7,759-22.7% | $4,126+45.4% |
| Admin fee / account holder | $38,347 | $6,977+449.6% | $10,764+256.2% | $5,650+578.7% |