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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,287 | $209,405-20.6% | $178,486-6.8% | $158,931+4.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 1.10% | 188.77%-187.7pp | 151.08%-150.0pp | 302.86%-301.8pp |
| Employer contribution / active EE | $6,792 | $5,707+19.0% | $5,011+35.5% | $4,761+42.6% |
| Participant deferral / active EE | $7,429 | $5,954+24.8% | $5,202+42.8% | $5,982+24.2% |
| Admin fee / account holder | $4,084 | $17,076-76.1% | $13,985-70.8% | $11,247-63.7% |