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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,772 | $198,457-41.2% | $170,435-31.5% | $147,586-20.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | -22.86% | 257.30%-280.2pp | 205.94%-228.8pp | 578.59%-601.5pp |
| Employer contribution / active EE | $3,552 | $6,183-42.6% | $5,432-34.6% | $4,876-27.2% |
| Participant deferral / active EE | $5,333 | $5,629-5.3% | $4,939+8.0% | $5,439-1.9% |
| Admin fee / account holder | $631 | $16,852-96.3% | $13,881-95.5% | $10,886-94.2% |