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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,515 | $217,432-34.0% | $185,851-22.8% | $167,553-14.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.18% | 148.43%-148.2pp | 122.11%-121.9pp | 478.89%-478.7pp |
| Employer contribution / active EE | $6,611 | $5,874+12.5% | $5,168+27.9% | $4,840+36.6% |
| Participant deferral / active EE | $6,500 | $6,357+2.2% | $5,569+16.7% | $6,343+2.5% |
| Admin fee / account holder | $4,126 | $19,820-79.2% | $16,245-74.6% | $12,316-66.5% |