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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,192 | $52,678+71.2% | $75,784+19.0% | $59,633+51.2% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -6.75% | 2.95%-9.7pp | 9.68%-16.4pp | 2041.45%-2048.2pp |
| Employer contribution / active EE | $7,149 | $2,193+225.9% | $3,323+115.1% | $2,203+224.6% |
| Participant deferral / active EE | $3,499 | $2,591+35.1% | $3,652-4.2% | $3,192+9.6% |
| Admin fee / account holder | $3,508 | $3,610-2.8% | $5,300-33.8% | $4,297-18.4% |