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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,438 | $65,367+58.2% | $92,915+11.3% | $72,976+41.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 10.56% | 42.11%-31.5pp | 109.45%-98.9pp | 81.02%-70.5pp |
| Employer contribution / active EE | $5,905 | $2,594+127.6% | $3,653+61.6% | $2,440+142.0% |
| Participant deferral / active EE | $4,430 | $3,128+41.6% | $4,238+4.5% | $3,608+22.8% |
| Admin fee / account holder | $24,321 | $4,251+472.1% | $5,796+319.6% | $5,124+374.6% |