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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,543 | $78,682+26.5% | $109,188-8.8% | $85,851+15.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 10.70% | 25.09%-14.4pp | 25.76%-15.1pp | 318.63%-307.9pp |
| Employer contribution / active EE | $4,386 | $2,734+60.4% | $3,723+17.8% | $2,565+71.0% |
| Participant deferral / active EE | $4,193 | $3,468+20.9% | $4,654-9.9% | $3,952+6.1% |
| Admin fee / account holder | $17,930 | $5,470+227.8% | $6,755+165.4% | $6,261+186.4% |