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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,381 | $97,550+232.5% | $120,344+169.5% | $87,485+270.8% |
| Participation rate | 85.7% | 72.8%+12.9pp | 76.7%+9.0pp | 68.9%+16.8pp |
| Annual return | 15.44% | 18.41%-3.0pp | 20.30%-4.9pp | 26.06%-10.6pp |
| Employer contribution / active EE | $2,836 | $2,291+23.8% | $3,020-6.1% | $2,596+9.2% |
| Participant deferral / active EE | $6,807 | $4,230+60.9% | $5,135+32.6% | $4,274+59.3% |
| Admin fee / account holder | $20,092 | $9,543+110.6% | $12,742+57.7% | $7,775+158.4% |