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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,539 | $86,938+206.6% | $102,423+160.2% | $80,925+229.4% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.7%+24.3pp |
| Annual return | 10.12% | 18.89%-8.8pp | 29.42%-19.3pp | 35.65%-25.5pp |
| Employer contribution / active EE | $3,256 | $2,369+37.4% | $3,023+7.7% | $2,756+18.1% |
| Participant deferral / active EE | $7,655 | $4,120+85.8% | $5,054+51.5% | $4,299+78.1% |
| Admin fee / account holder | $11,135 | $8,053+38.3% | $9,455+17.8% | $6,940+60.4% |