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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,279 | $67,602+156.3% | $82,312+110.5% | $70,126+147.1% |
| Participation rate | 87.9% | 72.8%+15.1pp | 76.9%+11.0pp | 69.5%+18.3pp |
| Annual return | 10.96% | 21.57%-10.6pp | 25.88%-14.9pp | 73.15%-62.2pp |
| Employer contribution / active EE | $2,387 | $1,755+36.0% | $2,428-1.7% | $2,343+1.9% |
| Participant deferral / active EE | $4,419 | $2,987+47.9% | $3,706+19.2% | $3,332+32.6% |
| Admin fee / account holder | $7,300 | $4,512+61.8% | $5,608+30.2% | $4,645+57.1% |